Interest Only

What happens next

You will be contacted shortly by a member of the L&C Mortgages team who will discuss your mortgage requirements and answer any questions you may have.

Exploring your interest-only options

L&C Mortgages recognise that interest-only mortgages can offer lower monthly payments, but they also require careful planning to ensure you can pay off the capital when the term ends. They compare thousands of deals from a broad panel of lenders, assessing whether an interest-only arrangement makes sense for your financial goals.

Their mortgage specialists will walk you through the essential considerations, such as the need for a viable repayment strategy, the amount of equity you must maintain, and how changing interest rates could affect your payments. By taking the time to understand your personal circumstances, they can recommend options that are both competitive and sustainable in the long run.

Throughout the application process, L&C handle the admin on your behalf, liaising with lenders and simplifying the documentation. Their expertise ensures you understand the benefits and risks of interest-only mortgages, so you can move forward with clarity and confidence.

About L&C Mortgages

L&C Mortgages are the UK's leading fee-free mortgage broker, renowned for providing expert advice and helping thousands of customers secure the right mortgage deal every year. They have access to a wide network of lenders and an extensive range of mortgage products, ensuring they can match borrowers to deals that best suit their individual circumstances.

Their dedicated team of advisers understands that every buyer's situation is unique, which is why they offer tailored guidance from the initial enquiry stage right through to completion. They handle the paperwork, negotiate with lenders, and remain on hand to answer questions at every step. Their commitment to transparency and customer care has earned them multiple industry awards, as well as consistently high ratings from satisfied clients.

They're also well-versed in repayment mortgages, providing clear guidance on monthly costs and loan terms that suit your longer-term plans.